FHA Home Loans Pennsylvania

FHA loans have been helping Pennsylvania residents since 1934 

A Pennsylvania FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2014 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

 

Pennsylvania FHA Lending Limits

 

 
County Single Family 2 Units 3 Units 4 Units
ADAMS $200,160 $256,248 $309,744 $384,936
ALLEGHENY $248,900 $280,340 $340,600 $393,000
ARMSTRONG $248,900 $280,340 $340,600 $393,000
BEAVER $248,900 $280,340 $340,600 $393,000
BEDFORD $200,160 $256,248 $309,744 $384,936
BERKS $228,000 $256,800 $312,000 $384,936
BLAIR $200,160 $256,248 $309,744 $384,936
BRADFORD $200,160 $256,248 $309,744 $384,936
BUCKS $292,685 $329,656 $400,517 $462,135
BUTLER $248,900 $280,340 $340,600 $393,000
CAMBRIA $200,160 $256,248 $309,744 $384,936
CAMERON $200,160 $256,248 $309,744 $384,936
CARBON $305,666 $349,034 $424,060 $489,300
CENTRE $212,325 $256,248 $309,744 $384,936
CHESTER $292,685 $329,656 $400,517 $462,135
CLARION $200,160 $256,248 $309,744 $384,936
CLEARFIELD $200,160 $256,248 $309,744 $384,936
CLINTON $200,160 $256,248 $309,744 $384,936
COLUMBIA $200,160 $256,248 $309,744 $384,936
CRAWFORD $200,160 $256,248 $309,744 $384,936
CUMBERLAND $200,160 $256,248 $309,744 $384,936
DAUPHIN $200,160 $256,248 $309,744 $384,936
DELAWARE $292,685 $329,656 $400,517 $462,135
ELK $200,160 $256,248 $309,744 $384,936
ERIE $200,160 $256,248 $309,744 $384,936
FAYETTE $248,900 $280,340 $340,600 $393,000
FOREST $200,160 $256,248 $309,744 $384,936
FRANKLIN $200,160 $256,248 $309,744 $384,936
FULTON $200,160 $256,248 $309,744 $384,936
GREENE $200,160 $256,248 $309,744 $384,936
HUNTINGDON $200,160 $256,248 $309,744 $384,936
INDIANA $200,160 $256,248 $309,744 $384,936
JEFFERSON $200,160 $256,248 $309,744 $384,936
JUNIATA $200,160 $256,248 $309,744 $384,936
LACKAWANNA $200,160 $256,248 $309,744 $384,936
LANCASTER $291,270 $328,062 $398,580 $459,900
LAWRENCE $200,160 $256,248 $309,744 $384,936
LEBANON $200,160 $256,248 $309,744 $384,936
LEHIGH $305,666 $349,034 $424,060 $489,300
LUZERNE $200,160 $256,248 $309,744 $384,936
LYCOMING $200,160 $256,248 $309,744 $384,936
MCKEAN $200,160 $256,248 $309,744 $384,936
MERCER $200,160 $256,248 $309,744 $384,936
MIFFLIN $200,160 $256,248 $309,744 $384,936
MONROE $200,160 $256,248 $309,744 $384,936
MONTGOMERY $292,685 $329,656 $400,517 $462,135
MONTOUR $200,160 $256,248 $309,744 $384,936
NORTHAMPTON $305,666 $349,034 $424,060 $489,300
NORTHUMBERLAND $200,160 $256,248 $309,744 $384,936
PERRY $200,160 $256,248 $309,744 $384,936
PHILADELPHIA $292,685 $329,656 $400,517 $462,135
PIKE $362,790 $464,449 $561,411 $697,696
POTTER $200,160 $256,248 $309,744 $384,936
SCHUYLKILL $200,160 $256,248 $309,744 $384,936
SNYDER $200,160 $256,248 $309,744 $384,936
SOMERSET $200,160 $256,248 $309,744 $384,936
SULLIVAN $200,160 $256,248 $309,744 $384,936
SUSQUEHANNA $200,160 $256,248 $309,744 $384,936
TIOGA $200,160 $256,248 $309,744 $384,936
UNION $200,160 $256,248 $309,744 $384,936
VENANGO $200,160 $256,248 $309,744 $384,936
WARREN $200,160 $256,248 $309,744 $384,936
WASHINGTON $248,900 $280,340 $340,600 $393,000
WAYNE $200,160 $256,248 $309,744 $384,936
WESTMORELAND $248,900 $280,340 $340,600 $393,000
WYOMING $200,160 $256,248 $309,744 $384,936
YORK $322,686 $363,446 $441,571 $509,505

 

 

 

 
 
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