FHA Home Loans Mississippi

FHA loans have been helping Mississippi residents since 1934 

A Mississippi FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2014 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

1Important Disclosures >View/ Print

 

Mississippi FHA Lending Limits

 
County Single Family 2 Units 3 Units 4 Units
ADAMS $200,160 $256,248 $309,744 $384,936
ALCORN $200,160 $256,248 $309,744 $384,936
AMITE $200,160 $256,248 $309,744 $384,936
ATTALA $200,160 $256,248 $309,744 $384,936
BENTON $200,160 $256,248 $309,744 $384,936
BOLIVAR $200,160 $256,248 $309,744 $384,936
CALHOUN $200,160 $256,248 $309,744 $384,936
CARROLL $200,160 $256,248 $309,744 $384,936
CHICKASAW $200,160 $256,248 $309,744 $384,936
CHOCTAW $200,160 $256,248 $309,744 $384,936
CLAIBORNE $200,160 $256,248 $309,744 $384,936
CLARKE $200,160 $256,248 $309,744 $384,936
CLAY $200,160 $256,248 $309,744 $384,936
COAHOMA $200,160 $256,248 $309,744 $384,936
COPIAH $200,160 $256,248 $309,744 $384,936
COVINGTON $200,160 $256,248 $309,744 $384,936
DESOTO $200,160 $256,248 $309,744 $384,936
FORREST $200,160 $256,248 $309,744 $384,936
FRANKLIN $200,160 $256,248 $309,744 $384,936
GEORGE $200,160 $256,248 $309,744 $384,936
GREENE $200,160 $256,248 $309,744 $384,936
GRENADA $200,160 $256,248 $309,744 $384,936
HANCOCK $200,160 $256,248 $309,744 $384,936
HARRISON $200,160 $256,248 $309,744 $384,936
HINDS $200,160 $256,248 $309,744 $384,936
HOLMES $200,160 $256,248 $309,744 $384,936
HUMPHREYS $200,160 $256,248 $309,744 $384,936
ISSAQUENA $200,160 $256,248 $309,744 $384,936
ITAWAMBA $200,160 $256,248 $309,744 $384,936
JACKSON $200,160 $256,248 $309,744 $384,936
JASPER $200,160 $256,248 $309,744 $384,936
JEFFERSON $200,160 $256,248 $309,744 $384,936
JEFFERSON DAVIS $200,160 $256,248 $309,744 $384,936
JONES $200,160 $256,248 $309,744 $384,936
KEMPER $200,160 $256,248 $309,744 $384,936
LAFAYETTE $200,160 $256,248 $309,744 $384,936
LAMAR $200,160 $256,248 $309,744 $384,936
LAUDERDALE $200,160 $256,248 $309,744 $384,936
LAWRENCE $200,160 $256,248 $309,744 $384,936
LEAKE $200,160 $256,248 $309,744 $384,936
LEE $200,160 $256,248 $309,744 $384,936
LEFLORE $200,160 $256,248 $309,744 $384,936
LINCOLN $200,160 $256,248 $309,744 $384,936
LOWNDES $200,160 $256,248 $309,744 $384,936
MADISON $200,160 $256,248 $309,744 $384,936
MARION $200,160 $256,248 $309,744 $384,936
MARSHALL $200,160 $256,248 $309,744 $384,936
MONROE $200,160 $256,248 $309,744 $384,936
MONTGOMERY $200,160 $256,248 $309,744 $384,936
NESHOBA $200,160 $256,248 $309,744 $384,936
NEWTON $200,160 $256,248 $309,744 $384,936
NOXUBEE $200,160 $256,248 $309,744 $384,936
OKTIBBEHA $200,160 $256,248 $309,744 $384,936
PANOLA $200,160 $256,248 $309,744 $384,936
PEARL RIVER $200,160 $256,248 $309,744 $384,936
PERRY $200,160 $256,248 $309,744 $384,936
PIKE $200,160 $256,248 $309,744 $384,936
PONTOTOC $200,160 $256,248 $309,744 $384,936
PRENTISS $200,160 $256,248 $309,744 $384,936
QUITMAN $200,160 $256,248 $309,744 $384,936
RANKIN $200,160 $256,248 $309,744 $384,936
SCOTT $200,160 $256,248 $309,744 $384,936
SHARKEY $200,160 $256,248 $309,744 $384,936
SIMPSON $200,160 $256,248 $309,744 $384,936
SMITH $200,160 $256,248 $309,744 $384,936
STONE $200,160 $256,248 $309,744 $384,936
SUNFLOWER $200,160 $256,248 $309,744 $384,936
TALLAHATCHIE $200,160 $256,248 $309,744 $384,936
TATE $200,160 $256,248 $309,744 $384,936
TIPPAH $200,160 $256,248 $309,744 $384,936
TISHOMINGO $200,160 $256,248 $309,744 $384,936
TUNICA $200,160 $256,248 $309,744 $384,936
UNION $200,160 $256,248 $309,744 $384,936
WALTHALL $200,160 $256,248 $309,744 $384,936
WARREN $200,160 $256,248 $309,744 $384,936
WASHINGTON $200,160 $256,248 $309,744 $384,936
WAYNE $200,160 $256,248 $309,744 $384,936
WEBSTER $200,160 $256,248 $309,744 $384,936
WILKINSON $200,160 $256,248 $309,744 $384,936
WINSTON $200,160 $256,248 $309,744 $384,936
YALOBUSHA $200,160 $256,248 $309,744 $384,936
YAZOO $200,160 $256,248 $309,744 $384,936


 

 

 
 
Spacer