FHA Home Loans in Massachusetts

FHA loans have been helping Massachusetts residents since 1934 

A Massachusetts FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

√   Determine the best type of FHA loan that best fits your needs

√   Complete an easy 2 minute form

√   An FHA Loan Specialist will respond within 1 business day.

√   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2013 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.
 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

                         1Important Disclosures - View/ Print

 

Massachusetts FHA Lending Limits

 

 
MA County Single Family 2 Units 3 Units 4 Units
BARNSTABLE $362,790 $438,700 $533,000 $615,000
BERKSHIRE $200,160 $256,248 $309,744 $384,936
BRISTOL $316,350 $359,397 $434,391 $539,835
DUKES $362,790 $464,449 $561,411 $697,696
ESSEX $362,790 $461,113 $560,231 $646,421
FRANKLIN $207,860 $256,248 $309,744 $384,936
HAMPDEN $207,860 $256,248 $309,744 $384,936
HAMPSHIRE $207,860 $256,248 $309,744 $384,936
MIDDLESEX $362,790 $461,113 $560,231 $646,421
NANTUCKET $362,790 $464,449 $561,411 $697,696
NORFOLK $362,790 $461,113 $560,231 $646,421
PLYMOUTH $362,790 $461,113 $560,231 $646,421
SUFFOLK $362,790 $461,113 $560,231 $646,421
WORCESTER $292,600 $371,621 $449,181 $558,236

 

 
 
 
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