FHA Home Loans Georgia

FHA loans have been helping Georgia residents since 1934 

A Georgia FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2013 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

 

Georgia FHA Lending Limits

 
County Single Family 2 Units 3 Units 4 Units
APPLING $200,160 $256,248 $309,744 $384,936
ATKINSON $200,160 $256,248 $309,744 $384,936
BACON $200,160 $256,248 $309,744 $384,936
BAKER $200,160 $256,248 $309,744 $384,936
BALDWIN $200,160 $256,248 $309,744 $384,936
BANKS $200,160 $256,248 $309,744 $384,936
BARROW $252,890 $284,834 $346,060 $399,300
BARTOW $252,890 $284,834 $346,060 $399,300
BEN HILL $200,160 $256,248 $309,744 $384,936
BERRIEN $200,160 $256,248 $309,744 $384,936
BIBB $200,160 $256,248 $309,744 $384,936
BLECKLEY $200,160 $256,248 $309,744 $384,936
BRANTLEY $209,700 $256,248 $309,744 $384,936
BROOKS $200,160 $256,248 $309,744 $384,936
BRYAN $200,160 $256,248 $309,744 $384,936
BULLOCH $200,160 $256,248 $309,744 $384,936
BURKE $200,160 $256,248 $309,744 $384,936
BUTTS $252,890 $284,834 $346,060 $399,300
CALHOUN $200,160 $256,248 $309,744 $384,936
CAMDEN $200,160 $256,248 $309,744 $384,936
CANDLER $200,160 $256,248 $309,744 $384,936
CARROLL $252,890 $284,834 $346,060 $399,300
CATOOSA $200,160 $256,248 $309,744 $384,936
CHARLTON $200,160 $256,248 $309,744 $384,936
CHATHAM $200,160 $256,248 $309,744 $384,936
CHATTAHOOCHEE $200,160 $256,248 $309,744 $384,936
CHATTOOGA $200,160 $256,248 $309,744 $384,936
CHEROKEE $252,890 $284,834 $346,060 $399,300
CLARKE $200,160 $256,248 $309,744 $384,936
CLAY $200,160 $256,248 $309,744 $384,936
CLAYTON $252,890 $284,834 $346,060 $399,300
CLINCH $200,160 $256,248 $309,744 $384,936
COBB $252,890 $284,834 $346,060 $399,300
COFFEE $200,160 $256,248 $309,744 $384,936
COLQUITT $200,160 $256,248 $309,744 $384,936
COLUMBIA $200,160 $256,248 $309,744 $384,936
COOK $200,160 $256,248 $309,744 $384,936
COWETA $252,890 $284,834 $346,060 $399,300
CRAWFORD $200,160 $256,248 $309,744 $384,936
CRISP $200,160 $256,248 $309,744 $384,936
DADE $200,160 $256,248 $309,744 $384,936
DAWSON $252,890 $284,834 $346,060 $399,300
DECATUR $200,160 $256,248 $309,744 $384,936
DEKALB $252,890 $284,834 $346,060 $399,300
DODGE $200,160 $256,248 $309,744 $384,936
DOOLY $200,160 $256,248 $309,744 $384,936
DOUGHERTY $200,160 $256,248 $309,744 $384,936
DOUGLAS $252,890 $284,834 $346,060 $399,300
EARLY $200,160 $256,248 $309,744 $384,936
ECHOLS $200,160 $256,248 $309,744 $384,936
EFFINGHAM $200,160 $256,248 $309,744 $384,936
ELBERT $200,160 $256,248 $309,744 $384,936
EMANUEL $200,160 $256,248 $309,744 $384,936
EVANS $200,160 $256,248 $309,744 $384,936
FANNIN $200,160 $256,248 $309,744 $384,936
FAYETTE $252,890 $284,834 $346,060 $399,300
FLOYD $200,160 $256,248 $309,744 $384,936
FORSYTH $252,890 $284,834 $346,060 $399,300
FRANKLIN $200,160 $256,248 $309,744 $384,936
FULTON $252,890 $284,834 $346,060 $399,300
GILMER $200,160 $256,248 $309,744 $384,936
GLASCOCK $200,160 $256,248 $309,744 $384,936
GLYNN $209,700 $256,248 $309,744 $384,936
GORDON $200,160 $256,248 $309,744 $384,936
GRADY $200,160 $256,248 $309,744 $384,936
GREENE $200,160 $256,248 $309,744 $384,936
GWINNETT $252,890 $284,834 $346,060 $399,300
HABERSHAM $200,160 $256,248 $309,744 $384,936
HALL $200,160 $256,248 $309,744 $384,936
HANCOCK $200,160 $256,248 $309,744 $384,936
HARALSON $252,890 $284,834 $346,060 $399,300
HARRIS $200,160 $256,248 $309,744 $384,936
HART $200,160 $256,248 $309,744 $384,936
HEARD $252,890 $284,834 $346,060 $399,300
HENRY $252,890 $284,834 $346,060 $399,300
HOUSTON $200,160 $256,248 $309,744 $384,936
IRWIN $200,160 $256,248 $309,744 $384,936
JACKSON $200,160 $256,248 $309,744 $384,936
JASPER $252,890 $284,834 $346,060 $399,300
JEFF DAVIS $200,160 $256,248 $309,744 $384,936
JEFFERSON $200,160 $256,248 $309,744 $384,936
JENKINS $200,160 $256,248 $309,744 $384,936
JOHNSON $200,160 $256,248 $309,744 $384,936
JONES $200,160 $256,248 $309,744 $384,936
LAMAR $252,890 $284,834 $346,060 $399,300
LANIER $200,160 $256,248 $309,744 $384,936
LAURENS $200,160 $256,248 $309,744 $384,936
LEE $200,160 $256,248 $309,744 $384,936
LIBERTY $200,160 $256,248 $309,744 $384,936
LINCOLN $200,160 $256,248 $309,744 $384,936
LONG $200,160 $256,248 $309,744 $384,936
LOWNDES $200,160 $256,248 $309,744 $384,936
LUMPKIN $200,160 $256,248 $309,744 $384,936
MACON $200,160 $256,248 $309,744 $384,936
MADISON $200,160 $256,248 $309,744 $384,936
MARION $200,160 $256,248 $309,744 $384,936
MCDUFFIE $200,160 $256,248 $309,744 $384,936
MCINTOSH $209,700 $256,248 $309,744 $384,936
MERIWETHER $252,890 $284,834 $346,060 $399,300
MILLER $200,160 $256,248 $309,744 $384,936
MITCHELL $200,160 $256,248 $309,744 $384,936
MONROE $200,160 $256,248 $309,744 $384,936
MONTGOMERY $200,160 $256,248 $309,744 $384,936
MORGAN $200,160 $256,248 $309,744 $384,936
MURRAY $200,160 $256,248 $309,744 $384,936
MUSCOGEE $200,160 $256,248 $309,744 $384,936
NEWTON $252,890 $284,834 $346,060 $399,300
OCONEE $200,160 $256,248 $309,744 $384,936
OGLETHORPE $200,160 $256,248 $309,744 $384,936
PAULDING $252,890 $284,834 $346,060 $399,300
PEACH $200,160 $256,248 $309,744 $384,936
PICKENS $252,890 $284,834 $346,060 $399,300
PIERCE $200,160 $256,248 $309,744 $384,936
PIKE $252,890 $284,834 $346,060 $399,300
POLK $200,160 $256,248 $309,744 $384,936
PULASKI $200,160 $256,248 $309,744 $384,936
PUTNAM $200,160 $256,248 $309,744 $384,936
QUITMAN $200,160 $256,248 $309,744 $384,936
RABUN $200,160 $256,248 $309,744 $384,936
RANDOLPH $200,160 $256,248 $309,744 $384,936
RICHMOND $200,160 $256,248 $309,744 $384,936
ROCKDALE $252,890 $284,834 $346,060 $399,300
SCHLEY $200,160 $256,248 $309,744 $384,936
SCREVEN $200,160 $256,248 $309,744 $384,936
SEMINOLE $200,160 $256,248 $309,744 $384,936
SPALDING $252,890 $284,834 $346,060 $399,300
STEPHENS $200,160 $256,248 $309,744 $384,936
STEWART $200,160 $256,248 $309,744 $384,936
SUMTER $200,160 $256,248 $309,744 $384,936
TALBOT $200,160 $256,248 $309,744 $384,936
TALIAFERRO $200,160 $256,248 $309,744 $384,936
TATTNALL $200,160 $256,248 $309,744 $384,936
TAYLOR $200,160 $256,248 $309,744 $384,936
TELFAIR $200,160 $256,248 $309,744 $384,936
TERRELL $200,160 $256,248 $309,744 $384,936
THOMAS $200,160 $256,248 $309,744 $384,936
TIFT $200,160 $256,248 $309,744 $384,936
TOOMBS $200,160 $256,248 $309,744 $384,936
TOWNS $200,160 $256,248 $309,744 $384,936
TREUTLEN $200,160 $256,248 $309,744 $384,936
TROUP $200,160 $256,248 $309,744 $384,936
TURNER $200,160 $256,248 $309,744 $384,936
TWIGGS $200,160 $256,248 $309,744 $384,936
UNION $200,160 $256,248 $309,744 $384,936
UPSON $200,160 $256,248 $309,744 $384,936
WALKER $200,160 $256,248 $309,744 $384,936
WALTON $252,890 $284,834 $346,060 $399,300
WARE $200,160 $256,248 $309,744 $384,936
WARREN $200,160 $256,248 $309,744 $384,936
WASHINGTON $200,160 $256,248 $309,744 $384,936

 

 
 
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