FHA Home Loans Alabama

FHA Alabama

FHA loans have been helping Alabama residents since 1934 

A Alabama FHA Lender can offer you a better loan including:

  • Low down payments (if any)

  • Low closing costs

  • Easy credit qualifying

  • 48 hour Streamline Refinancing

How it works:

   Determine the best type of FHA loan that best fits your needs

   Complete an easy 2 minute form

   An FHA Loan Specialist will respond within 1 business day.

   Review with no obligations your loan approval and locked rate. 

           

             Free Online Application

  • As of January 1, 2014 , Borrowers can finance 96.5% of the purchase price and put down only 3.5 percent. In some instances, when combined with other types of loans, the down payment can be zero.

  • Allowable refinance up to 115% of your homes value.

  • Let us help roll your closing costs into your loan total.

 
9:00am Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 3.750% 3.925%
30-Year Fixed FHA 3.750% 4.827%
15-Year Fixed 3.000% 3.308%
5-Year ARM 2.250% 3.153%
5-Year ARM FHA 2.500% 3.089%
Larger Loan Amounts in Eligible Areas Conforming and FHA.1
30-Year Fixed 3.875% 4.004%
30-Year Fixed FHA 3.750% 4.775%
5-Year ARM 2.500% 3.195%
Jumbo1 Loans Amounts that exceed conforming loan limits1
30-Year Fixed 4.125% 4.256%
5-Year ARM 2.625% 3.328%

1Important Disclosures >View/ Print

 

Alabama FHA Lending Limits

 
County Single Family 2 Units 3 Units 4 Units
AUTAUGA $200,160 $256,248 $309,744 $384,936
BALDWIN $200,160 $256,248 $309,744 $384,936
BARBOUR $200,160 $256,248 $309,744 $384,936
BIBB $200,160 $256,248 $309,744 $384,936
BLOUNT $200,160 $256,248 $309,744 $384,936
BULLOCK $200,160 $256,248 $309,744 $384,936
BUTLER $200,160 $256,248 $309,744 $384,936
CALHOUN $200,160 $256,248 $309,744 $384,936
CHAMBERS $200,160 $256,248 $309,744 $384,936
CHEROKEE $200,160 $256,248 $309,744 $384,936
CHILTON $200,160 $256,248 $309,744 $384,936
CHOCTAW $200,160 $256,248 $309,744 $384,936
CLARKE $200,160 $256,248 $309,744 $384,936
CLAY $200,160 $256,248 $309,744 $384,936
CLEBURNE $200,160 $256,248 $309,744 $384,936
COFFEE $200,160 $256,248 $309,744 $384,936
COLBERT $200,160 $256,248 $309,744 $384,936
CONECUH $200,160 $256,248 $309,744 $384,936
COOSA $200,160 $256,248 $309,744 $384,936
COVINGTON $200,160 $256,248 $309,744 $384,936
CRENSHAW $200,160 $256,248 $309,744 $384,936
CULLMAN $200,160 $256,248 $309,744 $384,936
DALE $200,160 $256,248 $309,744 $384,936
DALLAS $200,160 $256,248 $309,744 $384,936
DE KALB $200,160 $256,248 $309,744 $384,936
ELMORE $200,160 $256,248 $309,744 $384,936
ESCAMBIA $200,160 $256,248 $309,744 $384,936
ETOWAH $200,160 $256,248 $309,744 $384,936
FAYETTE $200,160 $256,248 $309,744 $384,936
FRANKLIN $200,160 $256,248 $309,744 $384,936
GENEVA $200,160 $256,248 $309,744 $384,936
GREENE $200,160 $256,248 $309,744 $384,936
HALE $200,160 $256,248 $309,744 $384,936
HENRY $200,160 $256,248 $309,744 $384,936
HOUSTON $200,160 $256,248 $309,744 $384,936
JACKSON $200,160 $256,248 $309,744 $384,936
JEFFERSON $200,160 $256,248 $309,744 $384,936
LAMAR $200,160 $256,248 $309,744 $384,936
LAUDERDALE $200,160 $256,248 $309,744 $384,936
LAWRENCE $200,160 $256,248 $309,744 $384,936
LEE $200,160 $256,248 $309,744 $384,936
LIMESTONE $200,160 $256,248 $309,744 $384,936
LOWNDES $200,160 $256,248 $309,744 $384,936
MACON $200,160 $256,248 $309,744 $384,936
MADISON $200,160 $256,248 $309,744 $384,936
MARENGO $200,160 $256,248 $309,744 $384,936
MARION $200,160 $256,248 $309,744 $384,936
MARSHALL $200,160 $256,248 $309,744 $384,936
MOBILE $200,160 $256,248 $309,744 $384,936
MONROE $200,160 $256,248 $309,744 $384,936
MONTGOMERY $200,160 $256,248 $309,744 $384,936
MORGAN $200,160 $256,248 $309,744 $384,936
PERRY $200,160 $256,248 $309,744 $384,936
PICKENS $200,160 $256,248 $309,744 $384,936
PIKE $200,160 $256,248 $309,744 $384,936
RANfhaPH $200,160 $256,248 $309,744 $384,936
RUSSELL $200,160 $256,248 $309,744 $384,936
SHELBY $200,160 $256,248 $309,744 $384,936
ST. CLAIR $200,160 $256,248 $309,744 $384,936
SUMTER $200,160 $256,248 $309,744 $384,936
TALLADEGA $200,160 $256,248 $309,744 $384,936
TALLAPOOSA $200,160 $256,248 $309,744 $384,936
TUSCALOOSA $200,160 $256,248 $309,744 $384,936
WALKER $200,160 $256,248 $309,744 $384,936
WASHINGTON $200,160 $256,248 $309,744 $384,936
WILCOX $200,160 $256,248 $309,744 $384,936
WINSTON $200,160 $256,248 $309,744 $384,936

 

 

 
Spacer